Certificates

Choose our Certificates to lock in a higher dividend rate on your savings. Dividends are calculated daily, paid monthly, and can be fixed for terms from 3 to 60 months. Dividends can be credited back to your Certificate, or transferred to another account. Choose your term, and then open a Certificate that suits your financial goals. A minimum balance of $1,000 is required to maintain a certificate.

Check out the rates to our Certificates.

Open your Certificate online today!

Certificate Maturity
Once your Certificate matures, you can still earn terrific rates by keeping your funds at San Francisco Federal Credit Union. Certificates renew automatically on the maturity date; unless you request otherwise prior to the maturity date. A renewal notice will be sent to you at least 10 days before the renewal date. When your Certificate is up for renewal, you have the following options:

• Do nothing. Your Certificate will automatically renew and roll over into another Certificate.
• Call (415) 775-5377, option 4 and ask that your funds be transferred into a savings or checking account at San Francisco Federal Credit Union.

In an ongoing effort to conserve paper, we no longer mail deposit receipts when opening a Certificate. However, you may sign onto Online Banking anytime in the day to access all of your account information.

For additional information, please contact us at (415) 775-5377, option 4 or contacts@SanFranciscoFCU.com.

* Certificates are also known as Fixed Rate Term Accounts.