San Francisco Federal Credit Union


	Quick Links

	Open an Account

	Re-order Checks

	Learn about RelationshipPlus



	Checking Accounts

	Savings Accounts

	Debit Card

	Certificates

	Money Market Accounts

	Health Savings Account

	Retirement Accounts

	Youth Accounts

	Managing Your Finances

	FAQ

Checking Plans Features, Benefits, Restrictions and Fees

For details regarding our three checking accounts, please refer to the chart below:

	Simple Advantage Checking	Total Advantage Checking	Access Advantage Checking
Checkwriting	X	X	X
Box of CU Image Checks	Fee Varies*	X (One Box Per Year)	X (Initial Box Free)
Debit Card⁺/ATM Access	X	X	X
Foreign ATM Rebate	N/A	N/A	Up to $10 a month⁺⁺
Over-the-Counter Withdrawals	Fee Varies**	X	X
ExpressLine	X	X	X
ExpressMobile	X	X	X
Online Banking	X	X	X
Online Bill Pay	X	X	X
Monthly Statements (Paper or Electronic)	X	X	e-Statements
Minimum Daily Balance to Earn Dividends	No Dividends	$500	$1000
Monthly Direct Deposit Required	N/A	N/A	X
Monthly Maintenance Fee	None	$8	$12
To Waive Monthly Maintenance Fee:
Checking Balance	N/A	$1,000 (average daily)	$1,000 (average monthly)
OR, Combined Average Daily Balance in All Savings and Checking Accounts	N/A	$7,500 (RelationshipPlus)	N/A

X = included, no Credit Union fee

If you're a Credit Union member, it's easy to bring your checking account from another financial institution to San Francisco Federal Credit Union. You can open a checking account online in minutes. If you prefer, you can also open a checking account when you set up an appointment at one of our branches. To make an appointment, please call us at (415) 775-5377, option. 4. We will give you all the information you need to make the process quick, easy and convenient! Click here to learn more.

If you're not yet a member, learn how to become a member and open a checking account today. Call our Service Center at (415) 775-5377, option 4 for more information or to receive a membership kit.

Fee waivers go by member number, not member name. To qualify for fee waivers with combined account balances, all accounts must be held under the same member number.

*Fee is waived with RelationshipPlus qualification during the prior month (see our Truth In Savings disclosure for complete details).

**Free San Francisco FCU in-branch transactions (withdrawal or deposit). $2 per Shared Branch visit.

+Debit cards are also known as check cards.

++ We will rebate up to $10 per month of fees that other U.S. ATM operators charge for use of a San Francisco FCU ATM or debit card in their machines. No rebates of fees charged at ATMs outside the U.S. Fees that would otherwise apply to use of your San Francisco FCU ATM or debit card, such as overdraft fees, will still apply.

Refer to the Member Account Handbook for complete details.

Learn More:

| | | |


		This credit union is federally insured by the National Credit Union Administration.		"5 Stars Superior" rating for strength & stability. Obtain a free report today.		We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.