Secured VISA® Classic
Whether you are establishing credit or rebuilding credit, the San Francisco Federal Credit Union Secured VISA® Classic credit
card is the right card for you. With no credit check or income verification requirement, a San Francisco Federal Credit Union Secured VISA® Classic credit
card can provide you with a credit line up to $5,000 and a low variable APR. A secured VISA® Classic works like any credit card and is accepted worldwide, but requires a deposit of $240-$6,000 in a Regular Shares Savings Account. And while your money is in the Regular Shares Savings, it will still continue to earn dividends.
Additional benefits include:
- No annual fee
- 25 day interest-free grace period
- Low minimum monthly payments
- Auto Rental Insurance with worldwide protection at no additional cost
- No markup on international transaction fees*
- No Balance Transfer Fee **
For added convenience, you can review your transactions and
make payments on your account using Online Banking or by phone
with ExpressLine. Best of all, our competitive low variable rate
makes it a great time to transfer balances from your higher rate
credit cards and save on finance charges.
Apply for a San Francisco Federal
Credit Union Secured VISA® Classic credit card.
ACCESS
- Access your credit line through Online Banking. Log in here.
- Access your account by phone via ExpressLine at (415) 775-0171.
- Withdraw cash at ATMs worldwide displaying the VISA® logo. Find an ATM.
- Request a cash advance at any financial institution displaying the VISA® logo.
- Discover valuable discounts when you use your VISA®. Learn more.
- View the credit card disclosure here.
SECURITY
- Report a lost or stolen credit card here.
- Protect yourself when traveling. Learn more.
- For emergency travel assistance for VISA® Platinum & Gold Credit Cardholders, call (800) 847-2911 (inside U.S.) or (410) 581-9994 (outside U.S.).
- Protect yourself from fraud and identity theft. Learn more.
- Secure your online purchases with Verified by Visa®: Register your credit card today.

We're here to help.
If you are finding it difficult to maintain timely payments on your auto loan, personal loans, credit card, home equity or first mortgage loan with San Francisco Federal Credit Union, we may be able to provide assistance. Click here to learn more.
*San Francisco FCU passes the 1% multi-currency or .80% single-currency fee imposed by VISA® International onto you at cost. Many other lenders markup this fee substantially.
** There is no fee for any balance transfer that posts to your account during the first 60 days from the date opened.
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