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If you have equity in your
auto (current value of the car is higher than outstanding loan
balance), you can cash out by applying for an Auto Equity Loan.
Refinance the equity on your vehicle and have access to an easy
source of cash at a low, fixed rate.
For example: If you
currently owe $10,000 on your existing auto loan and your vehicle
is worth $15,000 under the Retail Kelley Blue Book/CPI guidelines,
we will refinance the original $10,000 loan balance AND loan you
an additional $5,000 in cash based on your vehicle’s equity.**
A San Francisco Federal Credit Union Auto Equity Loan can help pay
off higher rate debt, make a major purchase and you will save money
by paying with our lower auto
loan interest rates.
•
Auto
Equity Online Application
If you currently have an auto
loan with another financial institution, compare our rates and save!
To lower your monthly payments, we offer low fixed rates and a choice
of terms from 24 to 72 months.
•
Auto
Refinance Online Application
| Term |
24 Months |
36 Months |
48 Months |
60 Months |
72 Months |
| Loan Amount |
5.64% APR |
5.89% APR |
6.24% APR |
6.49% APR |
6.49% APR |
| $ 5,000 |
$221 |
$152 |
$118 |
$98 |
$84 |
| $10,000 |
$442 |
$304 |
$236 |
$196 |
$168 |
| $15,000 |
$662 |
$456 |
$354 |
$293 |
$252 |
| $20,000 |
$883 |
$607 |
$472 |
$391 |
$336 |
(Sample rates only. Your actual
rate will be disclosed upon loan approval.) **When
refinancing: Offer subject to visual inspection of your vehicle.
No salvaged vehicles or lemon law buybacks allowed. Vehicles are
subject to Credit Union approval. We refinance vehicles 6 years
old or newer up to high Kelley Blue Book/CPI value. Vehicles 7-10
years old may qualify and are subject to Credit Union approval.
If refinancing an existing San Francisco FCU auto loan without
additional cash back, a $75 refinancing fee will be charged. |
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