San Francisco Federal Credit Union - Smart Banking. Real Value.
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New & Previously Owned Auto Loans

Buying a new car or truck is a big decision. At San Francisco Federal Credit Union, we can help you find the vehicle of your choice with monthly payments you can afford. See how we compare to another financial institution.

  New Auto
As Low As
Used Auto
As Low As
San Francisco FCU 4.89% APR1 5.74% APR1
Wells Fargo 6.64% APR2 6.89% APR2
Rates compared at 48-month terms.

Whether you are in the market for a new or previously owned vehicle, we can provide you with up to 100% financing that includes all taxes and license fees. With a San Francisco Federal Credit Union Auto Loan, there are never any prepayment penalties. We offer:

Flexible Payment Terms
Choose from a range of repayment terms on previously owned vehicles and on new vehicles.**

Convenient Payment Options
Payroll Deduction, Online, Express Line or Automatic Money Transfer. Learn More.

100% Financing-No Cash Down!
San Francisco Federal Credit Union will finance your new auto loan up to 100% of the MSRP or your used auto loan up to Kelley Blue Book value, including tax, license and other protection products.

Rate Discount for Going Green!
San Francisco FCU now offers ¼% off your auto loan rate when you finance a qualified Hybrid Technology or fuel efficient (highway EPA rating of 28+ MPG) vehicle. This discount is valid on NEW or USED vehicles (model year 2007 or newer).

0% APR Financing - Is it Right for You?
You may be able to save more money when you finance your vehicle with San Francisco Federal Credit Union. Learn More.

Free Assistance from our PERSONAL AUTO SHOPPER*
A free auto buying service where they do all the leg work for you.

Auto Loan Discount with Enterprise Car Sales
We have partnered with Enterprise Car Sales to help you find a car. In addition, you can receive a discounted loan rate.

Additional Resources

  • Payment Cancellation Protection - Help safeguard your loan with MEMBER'S CHOICETM Borrower Security. Learn more.
  • Find out your estimated loan payment with our Amortizing calculator, calculate.

*PERSONAL AUTO SHOPPER is a service provided by Members Advantage Plus.

**Certain restrictions apply.

1 San Francisco FCU APRs accurate as of November 4, 2009 and may be as high as 10.24% APR for new vehicles, and 10.74% for used vehicles. "Credit Builder" rates can be as high as 14.64% APR. Add 1% to interest rate for cash/check payments. Pay $24.15 per month per $1,000 borrowed for 48 months at 7.44% APR. Rates subject to change without prior notice, determined at time of application and based on creditworthiness. San Francisco FCU membership is required for a loan. All loans subject to credit approval.

2 Rates for Wells Fargo are based on rates at its web site on November 4, 2009.

   

 

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We do business in accordance with
the Federal Fair Housing Law and
the Equal Credit Opportunity Act.