Debit Card

Features & Benefits

Convenience
The Visa debit card is safer than carrying cash, faster than writing checks, and provides you with immediate access to your checking account at millions of locations around the world. You can also use it at:

• Service Stations
• Restaurants
• Drugstores
• Grocery Stores
• Doctors' Offices
• Dry Cleaners
• Movie Theaters
• And for internet, phone and mail orders

Security
You are protected by multiple layers of security, including:

• Visa's Zero Liability Policy*, which means you won't have to pay for unauthorized purchases if your debit card is lost or stolen. (With replacement funds, any funds taken from your account due to fraudulent use will be returned.)
• Fraud monitoring, where the account is continuously monitored for suspicious activity.
• Access to Identity Theft Assistance, should your information ever become compromised.
• A unique 3-digit security code located on the back of the card to assure that you are in possession of the card when shopping online.

Simplified Record Keeping
Purchases amounts are deducted directly from your checking account — there's no waiting for a check to clear. And to make record keeping easy, you receive detailed monthly statements showing the merchant name, location, purchase date, and amount of every transaction.

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*Covers U.S.-issued cards only. Visa's Zero Liability Policy does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Identity Theft Assistance offers important information and toll-free assistance by calling 1-866-ID-HOTLINE. For additional details, visit VISA's security website here.