San Francisco Federal Credit Union | VISA® Introductory Rate Promo


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Enjoy Special Savings!
Compare your credit card offers. You will see... there are many reasons to take advantage of a San Francisco FCU VISA® Platinum Cash Rewards or Classic Credit Card Today!

Shop & Compare	Our VISA® Platinum/Classic	Other Cards
Special APR	5.90% APR* for first 6 billing cycles on purchases, balance transfers & cash advances	Introductory rates usually not valid on cash advances; cash advance APRs up to 28.24%
Balance Transfer Fee	Free during introductory period, then 1%	Up to 3%
Late Fee	$15	Up to $39
Over Limit Fee	$15	Up to $39
Penalty APR	17.90%	Up to 32.24%

Plus you will get a 1% cash back reward on all your purchases! That is a treat that is hard to beat!

Enjoy these additional Benefits with a VISA® Platinum Cash Rewards Credit Card
• No annual fee
• 1% cash back on all purchases up to $500 annually
• Travel Accident Insurance at no additional cost
• Auto Rental Insurance at no additional cost
• Extended warranty protection on purchases
• Much More! For a complete list of benefits, click here

APPLY NOW!
Open your VISA® Credit Card Today! Click here

*San Francisco FCU's 5.90% APR for Visa® Platinum available starting 12/01/06 and for VISA® Classic available tarting 3/1/2007. Regular variable APRs 7.90% to 13.90% accurate as of 03/01/08; subject to change. Membership required to obtain credit. Individuals who live, work, worship or attend school in San Francisco can apply to join San Francisco FCU. All credit subject to approval. Non-introductory ARPs offered depend on factors such as credit history. Approved applicants will be told their non-introductory APR and any variable rate formula in writing before they become obligated. VISA® may charge a 1% fee for transactions initiated in foreign countries or currencies, passed on to cardholder at cost. 1% cash advance fee. Competitors' rates and fee information obtained from www.creditcards.com on 10/06/06.

SAN FRANCISCO FEDERAL CREDIT UNION CREDIT CARDHOLDER AGREEMENT AND DISCLOSURE ADDENDUM EFFECTIVE 03/01/2007
On Platinum and Classic accounts, the introductory APR of 5.90% will be valid for the first (6) billing cycles after the account is opened and applies to cash advances, purchases, and balance transfers. The regular program APR will apply to any balance outstanding after the end of the sixth billing cycle as well as to tall new transactions that post to the account after the end of the sixth billing cycle.

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