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1. Cash Advance Fees may be assessed in the following amounts: For all Visa Accounts:
1.1 1% of amount advanced ($1.00 minimum) if advance is received by my signing a Visa transaction authorization after the teller has taken an imprint of my Visa Card, Automated Teller Machine (ATM), Visa Checks, ExpressLine or On-Line Banking transfers or advances, or through overdrafting.
1.2 For international multicurrency transactions processed in U.S. dollars, VISA will add a 1% International Service Assessment (ISA) fee to the transaction amount. For international single currency transactions processed in U.S. dollars, Visa will add a 0.80% ISA fee to the transaction amount.
2. Over Limit Fee:
For fixed-rate Visa Classic and fixed-rate Visa Gold, $10.00 in any statement period in which I have exceeded my authorized credit limit by more than 20%.
For variable-rate Visa Platinum and variable-rate Visa Classic, $15.00 in any statement period in which I have exceeded my authorized credit limit by more than 20%.
3. Late Fee: If payment is 10 or more days late, we will charge $15 on variable-rate VISA accounts or $5 on fixed-rate VISA accounts.
4. Balance Transfer Fee: For all Visa Accounts, a fee of 1% of the balance transferred.
5. Account Research: $20.00 per hour ($10.00 minimum) unless research reveals a Credit Union error.
6. Dishonored Check or Transfer: $10.00 per occurrence.
7. Additional Cards: No charge.
8. Replacement Cards: No charge.
9. Copy of transaction slip: $10.00 per copy.
10. Billing statement: $1.00 per copy of a previous month's billing statement.
11. Copy of Visa Check: 2 free per month, $2.00 each thereafter.
Please refer to the Visa Credit Card Agreement and Disclosure statement for complete details. For Fixed-Rate Visa Classic and Gold, click here.
For Variable-Rate Visa Classic and Platinum, click here.
Updated: 4/4/2008
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