Fixed Rate Mortgage
With our Fixed Rate Mortgages your rate will be fixed for the entire term of the loan, so your mortgage payment will be the same every month. Choose from Jumbo or Conforming, owner-occupied or non owner-occupied loans with a variety of terms. To secure your interest rate, take advantage of our 60 day rate lock.

Adjustable Rate Mortgage
Our Adjustable Rate Mortgages are typically lower than fixed rate mortgages, so you may be able to qualify for a higher loan amount. With these mortgages, your interest rate adjusts according to the current market. However, periodic rate caps and lifetime rate caps limit the amount your interest rate can fluctuate.

Fixed/Adjustable Rate Mortgage
With a Fixed/Adjustable Rate Mortgage, the interest rate on this loan will be fixed for a stated period of time and will then become adjustable for the remainder of the loan. For example, a 5 year fixed (30 year) loan would have a fixed interest rate for the first five years and then convert to an adjustable rate for the remaining 25 years. This is also an attractive choice when the fixed rate market is high.

To view our current rates, click here.

For more information or to apply for a loan, please contact our Real Estate Department at (415) 359-2977 or by e-mail at realestate@sanfranciscofcu.com.

Additional Resources
•  Amortization Calculator - Find out your estimated loan payment schedule based on the given    loan amount, interest rate, and term. Click here.
•  Loan Comparison Calculator - View a comparison of monthly payments based on the loan    amount and a range of rates over a 1 point spread with a resolution of 1/8th point. Click here.
• Mortgage Glossary - The Mortgage Glossary is designed to provide definitions for some basic    mortgage terminology. Click here.
• Homeowner's Insurance - Get a quote today! Click here.