VISA® Platinum

Enjoy exclusive benefits with a Visa Platinum Rewards card. Receive a 1% cash back reward1 on your purchases, and earn up to $500 annually.
VISA® Platinum Rewards Credit Card benefits include:
- No annual fee
- No Balance Transfer Fee*
- 1% cash rewards on purchases
- Earn up to $500 annually
- Credit limit up to $30,0002
- Variable interest based on the Prime Rate3
- Annual cash rewards paid automatically
- 25 day interest-free grace period
- Low minimum monthly payments

- Convenient VISA® checks
- Overdraft protection available for your checking accounts**;
- $500,000 Travel Accident Insurance Protection at no additional cost
- Auto Rental Insurance with worldwide protection at no additional cost
- Extended warranty protection on purchases
- Emergency cash advances and card replacement
- No markup on international transaction fees3
Plus, worldwide travel and emergency assistance, 24 hours a day, 7 days a week.
- Emergency ticket replacement, translation services, transportation assistance and message service
- Medical and legal referral assistance
- Lost luggage locator service
- Prescription assistance
- Delivery arrangements for valuable documents
- Pre-trip assistance including ATM locations, exchange rates and more!
For emergency travel assistance for VISA® Platinum & Gold Credit Cardholders, call (800) 847-2911
(inside U.S.) or (410) 581-9994 (outside U.S.).
Get your San Francisco Federal Credit Union VISA® Platinum Rewards credit card today.
Find Rewards Terms and Conditions here.
ACCESS
- Access your credit line through Online Banking. Log in here.
- Access your account by phone via ExpressLine at (415) 775-0171.
- Withdraw cash at ATMs worldwide displaying the VISA® logo. Find an ATM.
- Request a cash advance at any financial institution displaying the VISA® logo.
- Discover valuable discounts when you use your VISA® Learn more.
- View new credit card disclosure here.
We're here to help.
If you are finding it difficult to maintain timely payments on your auto loan, personal loans, credit card, home equity or first mortgage loan with San Francisco Federal Credit Union, we may be able to provide assistance. Click here to learn more.
1 San Francisco Federal Credit Union VISA® Platinum Rewards Terms and Conditions: Rewards (also known as "rebates") are earned by making purchases with your San Francisco
Federal Credit Union Visa® Platinum Rewards Credit Card. You can earn a reward of one
percent (1%) on purchases at locations throughout the world that accept Visa®. You may
earn up to $500 per year. All rewards earned will be reflected in your quarterly billing
statement and will be automatically and annually redeemed every May 31st by applying the
rewards as a deposit to your Regular Share Account. Your rewards will not expire. Purchases
returned for credit do not earn a reward, and your balance will be adjusted in the event
that the purchase is returned or a credit adjustment is otherwise issued. Your account must
remain open and not be in default under any card agreement in order to earn and redeem rewards.
Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance
charges. All rewards that have been accumulated, but have not yet been paid, will expire upon
termination of your San Francisco Federal Credit Union Visa® Platinum account, whether
terminated by you or us. San Francisco Federal Credit Union reserves the right to cancel,
terminate or otherwise change the terms of the San Francisco FCU Visa® Platinum Credit Card
Rewards Program at any time. We reserve the right to interpret and apply the policies and
procedures relating to the Visa® Platinum Rewards Program. All such determinations by us
shall be final and conclusive in each case. We may take appropriate administrative or legal
action, including the cancellation of your account, in the event of any fraud or abuse in
connection with the San Francisco FCU Visa® Platinum Rewards Program. We are not responsible
for reward-related disputes between joint account holders and/or between account holders and
authorized users.
2 Subject to credit approval.
3 Interest rate varies based on creditworthiness and Prime Rate. View our current rates. San Francisco FCU passes the 1% multi-currency or .80% single-currency fee imposed by VISA International onto you at cost. 1% cash advance fee. 1% balance transfer fee.
* There is no fee for any balance transfer that posts to your account during the first 60 days from the date opened.
** All advances to cover checking account overdrafts are considered a cash advance and are subject to cash advance fees. Click here for credit card fees.
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