Membership Eligibility

Anyone who works, resides, worships or attends school in San Francisco may join San Francisco Federal Credit Union. Immediate family members of a current San Francisco Federal Credit Union member are also eligible to join.

Membership Benefits

Here are a few of the benefits we offer:

• Savings and Checking Accounts
• Money Market Accounts and Certificates
• Traditional and Roth IRA Accounts
• Coverdell Education Savings Accounts
• Insured Savings
• Direct Deposit
• ACH Service
• Payroll Deduction
• Free Personal Auto Shopper, provided by Members Advantage Plus
• Credit Union Direct Lending (CUDL)
• Low rate and flexible Auto, Home & Personal Loans
• Low rate VISA® Credit Cards
• VISA® Debit Card
• Extended weekday and Saturday hours
• Local Call Center available Monday-Saturday during regular business hours
• Free parking at our 770 Golden Gate Avenue location
• 24 Hour Account Access by phone, online, ATMs
• Free Online Banking, e-Statements & Bill Pay* services
• Financial Planning and Counseling services
• Investment and Insurance services
• Auto Insurance: GAP & Mechanical Breakdown Insurance (MBI)
• Accident Insurance (AD&D)
• Personalized service
• Lifetime Membership
• Family Membership Privileges
• No-surcharge CO-OP Network® ATMs
• Community Involvement Program — CommunityShare
• MEMBER'S CHOICE™ Borrower Security
• Enterprise Car Sales Discount
• Discounts & Special Offers
• Free Parking at SFO–Click here for more details

* Inactivity fee may apply.