HELP SAFEGUARD YOUR LOAN
Now you don't have to lay awake at night worrying about what will happen if the unexpected strikes because...

MEMBER'S CHOICE^TM Borrower Security is a voluntary debt cancellation product that, depending on the package you select, can cancel your eligible loan payment or balance, up to the agreement maximum, should you die before paying off your loan.

In addition, if you become disabled due to a protected illness or injury, become involuntarily unemployed, or take an unpaid family leave, MEMBER'S CHOICE^TM Borrower Security can cancel your monthly loan payment, up to the agreement maximum. Payment cancellation cancels the principal and interest portions of your loan payment, up to the agreement maximum, and your loan balance declines.

With MEMBER'S CHOICE^TM Borrower Security, fees are based on a group rate and you buy only enough protection to cover your loan balance. That saves you money.

Other benefits include:
• Helping to protect your family, collateral, and credit rating
• Simple eligibility requirements
• Fast, easy enrollment
• Immediate enrollment for eligible borrowers
• Convenience -- fee can be included in your monthly payment

PROTECTION PLANS AVAILABLE
Consumer Plan
• Can protect up to two borrowers.
• Package options can include life, disability, involuntary unemployment and family leave.
• Cancels your loan balance up to $100,000 in the event of death.
• Cancels your monthly loan payment up to 6 months or $6,000 if disabled.
• Cancels your monthly loan payment up to 3 months or $1,500 if involuntarily unemployed or on family leave.

Home Equity Plan
• Can protect up to two borrowers.
• Package options can include life, disability, involuntary unemployment and family leave.
• Cancels your loan balance up to $100,000 in the event of death.
• Cancels your monthly loan payment up to 6 months or $6,000 if disabled.
• Cancels your monthly loan payment up to 6 months or $ $3,000 if involuntarily unemployed or on family leave.

Credit Card Plan
• Can protect up to two borrowers.
• Package options can include life, disability, involuntary unemployment and family leave.
• Cancels your loan payment up to 6 months or $6,000 in the event of death.
• Cancels your monthly loan payment up to 3 months or $3,000 if disabled.
• Cancels your monthly loan payment up to 3 months or $1,500 if involuntarily unemployed or on family leave.

MEMBER'S CHOICE^TM Borrower Security helps protect your dreams and safeguards your family from a financial nightmare. For more information about MEMBER'S CHOICE^TM Borrower Security, please contact San Francisco Federal Credit Union at 415-775-5377, option 4.

This is a summary of your Payment Protect program. Enrollment in the program is voluntary, is not required to obtain a loan, and will not affect the decision on any credit application. MEMBER'S CHOICE^TM Borrower Security is a debt or payment cancellation product available through San Francisco Federal Credit Union. Please contact San Francisco Federal Credit Union, or refer to the MEMBER'S CHOICE^TM Borrower Security Member Agreement for additional information on benefit maximums, eligibility, and limitations.