November 1, 2006: VISA® International Transactions

VISA© has recently informed us of fraudulent activities on international debit and credit card transactions. Due to these incidents, we and other financial institutions have blocked some international transactions. (See list below for specific countries.) Before traveling, please be aware of how and where you can use your debit/credit card. Prior to traveling outside of the U.S., please contact us for the current fraud alerts.

VISA© Debit Card PIN-based and signature-based transactions have been blocked in the following country:

• Japan

VISA© Credit Card signature-based transactions have been blocked in the following countries:

• Japan
• Malaysia

For VISA© Credit Cardholders: There is a limit of $200 per transaction when traveling in Japan or Malaysia.

What Should You Do?

If you are traveling to any of the countries listed above, we recommend the following:

• Purchase traveler's checks. If your traveler's cheques are lost or stolen, you can easily get them replaced. Please follow the instructions on the traveler's cheques' envelope.

• Obtain a cash advance using your debit card inside a reputable financial institution. When accessing cash this way, you must present proper identification to the financial institution. Thus, making this method safer than obtaining cash from an ATM with your PIN.

• Use credit cards for purchases when debit card transactions are not permitted.

Extra Protection For You
If your debit or credit card is compromised, you are protected with $0 fraud liability. We also monitor your cards 24 hours a day, 7 days a week and immediately notify you of any suspicious activity on your credit and debit cards. Update Your Records Today!

Contact Us
For the latest information or to report a lost or stolen card or PIN, please contact us.