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Identity Theft
Identity theft is increasingly common. Learn about identity theft, what you can do to protect your information and what
you can do if you have been a victim. The web sites below provide information.
- Federal Trade Commission (FTC) ID
Fraud Affidavit
The Federal Trade Commission has created an ID fraud affidavit to help victims report fraud to creditors.
Instead of filling out several documents for each financial institution/creditor, victims
can fill out one document for all financial institutions/creditors. This Fraud Affidavit should only be used if credit or some other funds transfer has already been obtained fraudulently in your name.
 BALANCE Identity Theft Solutions
This website provides a wealth of
information pertaining to identity theft. Topics include: how
to prevent identity theft, what to do if you've been a victim
and much more.
If you have been a victim of identity theft, call the fraud division of the any of the three major credit bureaus, ask them to place a fraud alert on your credit file and to coordinate this with the other two bureaus, and ask for a free copy of your credit report.
- Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241.
- Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013.
- TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790.
You can also request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion, at AnnualCreditReport.com or by calling 1-877-322-8228. Obtain a free credit report.
For more information, please contact
us at (415) 775-5377, option 4 or contacts@SanFranciscoFCU.com.
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