Effective December 1, 2004, under the Fair and Accurate Credit Transactions Act, also know as FACT Act, consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Your free credit report can be obtained at AnnualCreditReport.com, a centralized service for consumers to request annual credit reports created by the three nationwide consumer credit reporting companies.

AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. They also provide options to request reports by telephone and by mail. AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose. Please note that, as a security precaution, consumers should never provide their personal information to any other company or person in connection with requesting free annual credit reports under the FACT Act. AnnualCreditReport.com will not approach consumers via email, telemarketing or direct mail solicitations.
To obtain a copy of your credit Report please contact:

AnnualCreditReport.com
1–877–322-8228

If you have already obtained your free credit report within a 12 months period, you may contact one or more of the nationwide consumer credit reporting companies to order another credit report. Additional charges may apply.

Experian
www.experian.com
1-888-Experian

Equifax
www.equifax.com
1-800-685-1111

Trans Union
www.transunion.com
1-800-916-8800.

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