Membership
Better banking starts here. As a member, you’ll enjoy better rates on savings and loans, along with fewer fees than most traditional banks. We’re committed to providing financial solutions that put people first. Take a moment to explore the benefits of membership and learn who is eligible to join.
Why Join San Francisco Federal Credit Union?
Enjoy benefits you won’t find at traditional banks:
Member Ownership
As a member, you are also an owner of the credit union, giving you a voice in how we operate.
Not-for-Profit Structure
We prioritize exceptional member service over profit, ensuring our focus is on supporting your financial well-being.
Exclusive Discounts
Members enjoy access to special discounts and benefits tailored to enhance your financial journey.
Why Choose San Francisco Federal Credit Union?
Higher rates of return on savings
and lower APR on loans.
No opening deposits and no minimum
balance required on checking accounts.
We don’t charge service fees
on our checking accounts.
Members have access to
30,000+ ATMs nationwide.
All deposited funds insured by
NCUA up to $250,000.
Decisions are made by
members, not by investors.
Insurance
As a member of San Francisco Federal Credit Union, you receive $1,000 in Accidental Death & Dismemberment (AD&D) Insurance—completely free. Provided by TruStage and CMFG Life Insurance Company, this coverage offers a cash benefit to you or a loved one in the event of a covered accident. San Francisco Federal Credit Union covers the cost, so you pay nothing. Need more protection? You can add up to $300,000 in additional coverage at affordable rates.
TruStage also offers members discounts on other insurance products. Enjoy discounted rates combined with online convenience and 24/7 claims service.