Recreational Vehicle (RV) Loans
Enjoy the great outdoors like never before with your very own home on wheels. Finance a new or used RV with our flexible and affordable RV loan and start exploring new destinations.
Experience the Freedom of RV Ownership!
RV adventures await! With an RV loan from San Francisco FCU, you can get away for a few days around the Bay Area or go for a longer trip to explore the country. Our RV loans offer competitive rates and flexible terms to help make RV ownership affordable. Apply today to experience the freedom of the RV life.
Recreational Vehicle (RV) Loan Benefits
No Payments for 90 Days
Keep your money in your wallet a little longer. You don’t have to make your first payment for 90 days.
Up to 100% Financing
Spend less time saving and more time on the road! A low down payment helps you buy an RV faster.
Flexible Terms
Get a term that works for your budget so you can focus on RV fun instead of stressing over your loan payments.
Finance up to $100,000
With our generous loan amounts, you can finance your dream RV for up to 15 years.
New & Used RV Loans
With a flexible RV loan from San Francisco FCU, you can make your dreams of RV ownership come true. Our rates are competitive, and we’ll work with you to help you get payments you can afford.
Apply today to take the first steps toward buying a new or used RV. Our loan application is simple and we provide fast approvals so you can start making new memories in your RV sooner.
Additional Features of Our Credit Union RV Loans
Skip-a-Payment Option
We understand that sometimes money gets tight. With Skip-a-Payment, you can take a month off from paying your loan (under certain conditions).
Competitive Rates
Save money with our low recreational vehicle loan rates to free up funds for your RV adventures.
Affordable Payments
We’ll work with you to ensure your monthly payments are realistic for your budget.
Fast Approvals
Why should you wait a long time to get approved? Our streamlined process is quick — because it’s designed to benefit you!
Easy Loan Application
Applying for an RV loan shouldn’t be difficult or confusing! Our loan application is short and simple so you can get it done in a snap.
Personalized Service
We take pride in providing personalized service to all of our members to ensure a quick and smooth RV loan process.
Applying Is as Easy as 1-2-3!
Apply Online
Already a member? Start the loan process online by filling out our short application or drop by a local branch.
Application Review
We’ll crunch the numbers and reach out to you with a loan decision.
Get Your Funds
Review the terms and finalize your loan to get the funds to purchase your RV.
Member Reviews
Why Choose San Francisco FCU?
At San Francisco FCU, you’re more than an account — you’re a valued member! We’re committed to providing personalized service and competitive rates to help you achieve your goals. In addition to our RV loans, we can help you with all of your banking needs.
We offer a wide range of banking products including checking accounts, mortgages, loans, credit cards, and others. Become a member today to enjoy a community-focused approach to banking where your needs come first.
San Francisco Federal Credit Union RV Loan FAQ
Yes, we finance both new and used RVs. To qualify for financing, a used RV must meet eligibility criteria, which include the vehicle’s condition, age, and title status.
As a nonprofit organization, San Francisco FCU offers better RV loan rates and fewer fees than other lending options. Credit unions are also known for offering more personalized service, and all loan approvals are made locally instead of from a distant corporate office.
Yes, we’ll do a preliminary review of your finances to let you know how much you can borrow for an RV. This will help you set a realistic budget while you are shopping. Loan pre-approval may also give you more leverage when you are negotiating with sellers. Since you have already taken the first steps in obtaining financing, you will be considered a serious buyer.
Yes, we may be able to help you get a better deal on your RV loan by refinancing. You can also refinance an RV loan with a different term to pay off your loan faster or lower your payments with a longer term.
You can finance a variety of RV types, including motorhomes, travel trailers, fifth wheels, and campervans.
More Ways We Can Help with Vehicle Financing
Auto Loans
We offer quick pre-approvals on both new and used auto loans so you can get on the road faster. If you already have an auto loan, our EZ loan refinance program is designed to offer lower monthly payments and better terms.
Boat Loans
There’s no better freedom than being out on the open water with the wind at your back and the sun warming your face. We can help you finance up to $100,000 over a 15-year term so you can set sail in style.
Motorcycle Loans
If two wheels are more your speed, we can help you get cruising in no time with 100% financing, competitive rates, and flexible terms that fit your budget and lifestyle.