Loan Rates that Bank Customers Dream About.

Membership does have its benefits!

APR = Annual Percentage Rate

Are you using the right card? We have the lowest rate in the nation!

We offer an array of credit card options, each with a unique set of benefits to best meet your personal needs. The thing they all have in common? Unbeatable rates - as low as 3.20 % APR.

Get your no-cost coverage

Your no-cost Accidental Death & Dismemberment coverage is waiting for you. All you have to do it claim it!

Get A Quote Today!

WILL YOU BE THE LUCKY WINNER OF $1,000?

Attend one of BALANCE's financial webinars and you might be the one! Register and watch a webinar of your choice, complete the topic and you'll be entered to win. It's easy as 1 - 2 - 3.

What's Happening?


Events Calendar

Check out all of our upcoming events, workshops and branch closures.

Branch Closure

Our Financial District Branch is temporarily closed until further notice.

BALANCE Online Webinar: "Women and Money"

Date: Tuesday, March 9 | 10:30AM to 11:30AM

Whether it’s having children, career advancement, divorcing, or becoming a widow, there are certain pivotal times in women’s lives that can occur. This session addresses special considerations for budgeting, credit, and insurance.

Sign Up Here

Sign up for our free eNewsletter

Need a Good Dental Plan?

Save 15% to 50% on Everything from Cleanings to Braces! Dental Plans start under $10!

A Safer Way to Pay!

Now offering contact free payments. A smarter way to keep you and your money safe!

"The Credit Union Difference"

Stay Connected with Us!

Follow us on Facebook, Twitter and Instagram to stay current with all San Francisco Federal Credit Union news, contests, and updates!