Vehicle Loans

We'll beat your existing auto loan rate or match your rate and pay you $250. All loans subject to credit approval.

"We are so confident we can beat your existing auto loan rate by .50% that, if we are unable to do so, we’ll refinance your existing auto loan with your current rate and remaining term, PLUS pay you $250.00 and not require auto loan payments for the first 90 days."
Jonathan Oliver, CEO

All loans subject to credit approval and require most recent proof of employment and current Auto Loan Statement. Offer Valid only for vehicles refinanced from another financial institution. Existing San Francisco Federal Credit Union auto loans are not eligible for this offer. Upon decision of your application, if we are unable to beat your existing auto loan rate by .50%, we’ll refinance your existing auto loan with your current rate and remaining term, PLUS pay you $250.00 with no payments for the first 90 days. The $250 will be paid within 30 days after your loan origination and it will paid into your savings account with San Francisco Federal Credit Union. This is a promotional offer and cannot be combined with any other San Francisco Federal Credit Union promotional offer. Offer is valid only for the refinance of passenger cars, light trucks, motorcycles and sport utility vehicles model year 2009 or newer that will be used for personal, family or household purposes and not commercial purposes. Current auto loan must be opened for a minimum of 6 months with no late payments. Auto loans with current rates of 1.50% or less do not qualify for this promotion. 

The vehicle you pledge as security for your loan must meet our collateral requirements including vehicle age, mileage, and title condition. Loan-to-value ratio not to exceed 100% of Kelley Blue Book retail value. Other conditions and restrictions may apply. Call 415.775.5377 or visit SanFranciscoFCU.com for details. Auto loans offered at fixed rates from 0.99% APR to 18.00% APR. Quoted rates accurate as of September 21, 2018 and subject to change without notice prior to your acceptance of this offer. Offer subject to change.

No matter what mode of transportation you're looking for, we can get you in the driver's seat. We offer financing for new (or new to you) vehicles and refinancing on current auto loans. .Plus- get pre-approved fast, so you hold all the power when you are shopping for your new ride.

You’ll also enjoy these benefits:

• No payments for 90 days
• Up to 100% financing available
• Affordable payments
• Flexible terms

• AutoSMART Vehicle Quotes
• Enterprise Car Sales and Deals
• Complimentary Personal Auto Shopper

• Credit Protection Plan
• RepairPal Locator
• MPower Vehicle Protection
• Major Mechanical Protection
• Gap with PowerBuy

Additionally, we offer loan protection and financial solutions for unexpected life events or expenses.