Vehicle Loans
No matter what mode of transportation you're looking for, we can get you in the driver's seat. We offer financing for new (or new to you) vehicles and refinancing on current auto loans.
Plus- get pre-approved fast, so you hold all the power when you are shopping for your new ride. You’ll also enjoy these benefits:
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*APR=Annual Percentage Rate. Auto loans offered at fixed rates from .99% to 17.24%. Pay $17.81 per month per $1000 borrowed at 2.64% for 60 months . Subject to credit approval. APRs accurate as of February 1, 2018, subject to change.
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No payments for the first 90 days from date of loan funding. Interest will accrue from date of funding. Must have minimum FICO score of 620 to qualify for 90-day no payment option. Not all borrowers will qualify for this option.
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100% financing is subject to credit union approval and is based on member's credit history. Not all borrowers will qualify for 100% financing and may require a down payment.
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Loan terms are based on age of vehicle, amount financed and member's credit history. All loans subject to approval. All vehicles subject to credit union approval. We do not finance salvaged vehicles or lemon law buybacks. Classic cars may require a special appraisal.
Car Buying Services
Value Added Services
- Credit Protection Plan
- RepairPal Locator
- MPower Vehicle Protection
- Major Mechanical Protection
- Gap with PowerBuy
Additionally, we offer loan protection and financial solutions for unexpected life events or expenses.
San Francisco Federal Credit UnionRating: ★★★★★ 5 / 5 starsRated By Pat C.“I have been a member for over 30 years. The San Francisco Federal Credit Union offers great rates, friendly staff, and now have state of the art online and mobile banking options.”
San Francisco Federal Credit UnionRating: ★★★★★ 5 / 5 starsRated By Maria P.“I was in the market for a pre approved car loan which prompted me to pay the credit union a visit. I left with a loan, a great rate and outstanding service. Within a week I was able to purchase my new (used) car. SFFCU offered me options, extras and personal service.”
