Vehicle Loans

Our auto lending staff takes the headache and hassle out of applying for an auto loan.  Our process is straightforward – and quick. We’ll walk you through our various terms and loan rates, so that you get the loan and the monthly payment you can afford.  
Why choose San Francisco Federal Credit Union for your auto loan?

• No Payments for 90 Days*
• UP to 100% Financing Available
• Flexible Loan Terms and Rates
• Affordable Payments

Our auto rates are as low as 0.99% APR. 
And we have terms up to 96 months!                          See Current Rates
*With FICO score of 620 or more; Not applicable to internal refinancing

REFINANCE YOUR VEHICLE
If you have an auto loan from another financial institution, it would be smart to contact us about lowering your monthly payment with our EZ refinance auto loan program. Many of our members refinance their existing vehicle loans to save money and lower their monthly payments.

RV and BOAT LOANS
Finance your new or used RV (motor home or travel trailer) for up to 15 years with loan amounts of $100,000 to $200,000. Boats can be financed for up to 10 years with loan amounts of $20,000 to $75,000. Smaller loans and shorter terms are available.

MOTORCYLCES

Finance your new or used motorcycle for up to 72 months.  See Current Rates

WARRANTIES and INSURANCE

Want coverage beyond just standard auto insurance? Extend your warranty with Mechanical Breakdown Insurance (MBI); consider Guaranteed Auto Protection (GAP) to help pay your entire loan if your vehicle is totaled or stolen (offered for terms less than 84 months); use Credit Protection to cancel your auto loan debt in the case of certain major life setbacks.

GET PRE-APPROVED BUYING POWER

Many of our members get pre-approved for an auto loan before they start shopping for the new automobile or truck. Get added buying power by contacting a branch, calling 415-775-5377 or apply online today. Talk to our loan experts and get pre-approved for a loan amount that works for you.

Once you have been pre-approved for an auto loan with San Francisco Federal Credit Union, we encourage you to try one of the following FREE auto buying services:

• AutoSMART Online Vehicle Shopping Quotes
• Complimentary Personal Auto Shopper
• Special Incentives with Enterprise Car Sales

Get your stress free auto loan from San Francisco Federal Credit Union.  All loans are subject to credit approval.

• San Francisco Federal Credit Union

  Rating: ★★★★★ 5 / 5 stars

  Rated By Pat C.

  “I have been a member for over 30 years. The San Francisco Federal Credit Union offers great rates, friendly staff, and now have state of the art online and mobile banking options.”

   

  San Francisco Federal Credit Union

  Rating: ★★★★★ 5 / 5 stars

  Rated By Maria P.

  “I was in the market for a pre approved car loan which prompted me to pay the credit union a visit. I left with a loan, a great rate and outstanding service. Within a week I was able to purchase my new (used) car. SFFCU offered me options, extras and personal service.”