HomeSolution financing is tailored for home upgrades, offering flexible terms and competitive fixed rates.
Unsecured loans of up to $50,000
Terms up to 180 Months
Finance with $0 Down Payment
Eligible HomeSolution Projects* may include, but are not limited to, the following:
- Kitchen/Bath Remodel
- Flooring
- Plumbing
- Pool Installation
- Interior/Exterior Painting
- Deck/Fencing
- Landscape Design/Irrigation System
Apply Online
Click the button below to complete your application, or drop by a branch.
We'll Contact You
We’ll reach out to you once your application has been approved, typically within one business day.
Get Started
Let the upgrades begin!
*A signed Contract or Purchase Order must be provided (must be signed by the contractor and applicant). Contractors hired for HomeSolution loan projects must hold a valid business license in the state where the property receiving improvements is located. Funds will be disbursed to the licensed contractor upon project completion. We do not participate in Power Purchase Agreements (PPAs) for solar financing.
**The 1.00% rate reduction applies only to new qualifying personal loans. Discounted rate applies for the life of the loan and is reflected in the Annual Percentage Rate (APR) disclosed at closing. The qualifying rate is determined by applicant creditworthiness, loan term, and other underwriting criteria at the time of the application. Not all applicants will qualify for the lowest available rate. $0 down refers to no down payment required at loan origination. No home equity or collateral is required to secure this loan; this is an unsecured personal loan. There are NEVER any prepayment penalties for repaying your loan early. All applications are subject to credit approval. Loan amounts, terms, and availability subject to change without notice and may be limited by state law. You must use promo code HAPPYHOME to receive this offer. Additional Terms and Conditions may apply. Offer is valid from 05/01/2026 through 05/31/2026.