When you contact us, we’ll review your circumstances and come up with a customized plan for helping you manage your loan. Possibilities available to you may include:
- Payment deferment
- Loan modification
- Interest rate reduction
- Pre-foreclosure sale, or “short sale,” for mortgages
Additionally, the Department of Housing and Urban Development offers counseling for homeowners whose loans have become delinquent and are facing foreclosure. Contact the Department of Housing and Urban Development at 800-569-4287.
We regularly post helpful tips to improve your financial acumen and provide tools to assist you in managing your finances.
Financial Education & Counseling
Our partner, BALANCE, is a financial fitness program, to guide you through achieving financial goals or managing financial hardship. BALANCE gives you access to comprehensive services and tools that are all free to San Francisco Federal Credit Union members including free webinars.
Free Credit Report
Obtain your free report by visiting AnnualCreditReport.com, a centralized service jointly created by the three credit reporting agencies. To obtain a copy of your credit report, visit AnnualCreditReport.com or call 877-322-8228.