Product Rates
Discover our competitive rates across a variety of deposit and lending products — designed to help you maximize your savings.
Credit Card Rates
| Product | As Low As APR¹ % |
|---|---|
| VISA® Platinum | 6.70% to 17.99% |
| Signature Line of Credit | 10.50% to 17.99% |
| Student Visa® | 11.24% |
| Last Updated: 01/01/2026 | |
| Product | As Low As APR¹ % |
|---|---|
| Visa Secured | 13.49% to 17.99% |
| Shared Secured² | 4.00% |
| Last Updated: 01/01/2026 | |
1 APR=Annual Percentage Rate. No annual fees. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. Regular variable APRs 6.70% to 17.99%, subject to change. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 6.75% APR as of 01/01/2026.
2 4.00% over savings dividend rate.
Home Loan Products
Last Updated: 08/28/2026
| Type | Rate | APR1 | Points |
|---|---|---|---|
| 5/1 Adjustable Rate Mortgage2 | 5.750% | 6.421% | 0.000% |
| 7/1 Adjustable Rate Mortgage2 | 5.875% | 6.365% | 0.000% |
| 10/1 Adjustable Rate Mortgage2 | 6.000% | 6.323% | 0.000% |
| 15 Year Fixed Rate | 6.000% | 6.158% | 0.000% |
| 30 Year Fixed Rate | 6.875% | 6.954% | 0.000% |
| Type | Rate | APR1 | Points |
|---|---|---|---|
| 5/1 Adjustable Rate Mortgage2 | 5.500% | 6.322% | 0.000% |
| 7/1 Adjustable Rate Mortgage2 | 5.625% | 6.237% | 0.000% |
| 10/1 Adjustable Rate Mortgage2 | 5.750% | 6.159% | 0.000% |
| 15 Year Fixed Rate | 6.375% | 6.540% | 0.000% |
| 30 Year Fixed Rate | 6.615% | 6.690% | 0.000% |
| Type | Rate | APR1 | Points |
|---|---|---|---|
| 5/1 Interest-Only Adjustable Rate Mortgage2 | 6.000% | 6.546% | 0.000% |
| 7/1 Interest-Only Adjustable Rate Mortgage2 | 6.125% | 6.529% | 0.000% |
| 10/1 Interest-Only Adjustable Rate Mortgage2 | 6.250% | 6.527% | 0.000% |
| Type | Rate | APR | Points |
|---|---|---|---|
| HELOC3 10/20 | 6.750% | 6.750% | 0.000% |
| 10 Year Home Equity Loan | 7.750% | 7.750% | 0.000% |
1APR = Annual Percentage Rate. Your rate may be different than what is shown, are subject to change without notice, and are not guaranteed until locked. Rates displayed are effective as of the ‘Last Updated Date’ shown above and may change at any time.
Monthly payment of $3,202 per month per $500,000 borrowed is based on a conforming 30-year fixed term at a 6.625% interest rate (6.701% APR) and reflects principal and interest payments only. Payment example does not include taxes, insurance, or homeowners association dues, and the actual payment obligation may be greater. For adjustable-rate mortgage products, the interest rate and monthly payment may increase after the initial fixed-rate period and may adjust periodically thereafter based on the terms of the loan agreement and the applicable index.
2The ARM Index is the weekly average of the 1-year US Treasury securities adjusted to constant maturity of one year, as made available by the Federal Reserve. The interest rate change caps are 2% annually and 6% lifetime based on the initial rate.
3Home Equity Line of Credit (HELOC) rates are variable and based on the Wall Street Journal Prime Rate plus a margin. Rate and payment will vary.
Motorcycle and ATV Loans
| Term | As Low As APR¹ % |
|---|---|
| 1‐36 Months | 7.15% |
| 37‐48 Months | 7.40% |
| 49‐60 Months | 7.65% |
| 61‐72 Months | 7.79% |
| Last Updated: 04/01/2026 | |
| Term | As Low As APR¹ % |
|---|---|
| 1‐36 Months | 7.49% |
| 37‐48 Months | 8.49% |
| 49‐60 Months | 9.09% |
| 61‐72 Months | 9.59% |
| Last Updated: 04/01/2026 | |
1 Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 6.75% APR as of 01/01/2026.
Personal Loan Products
| Term | As Low As APR¹ % |
|---|---|
| 1-12 Months | 4.99% to 17.95% |
| 13-24 Months | 8.70% to 17.99% |
| 25-36 Months | 8.75% to 17.99% |
| 37-48 Months | 8.80% to 17.99% |
| 49-60 Months | 8.85% to 17.99% |
| 61-72 Months | 8.95% to 17.99% |
| 73-84 Months | 9.34% to 17.99% |
| Last Updated: 01/01/2026 | |
| Term | As Low As APR¹ % |
|---|---|
| 1-12 Months | 7.99% to 17.99% |
| 13-24 Months | 12.30% to 17.99% |
| 25-36 Months | 12.35% to 17.99% |
| 37-48 Months | 12.40% to 17.99% |
| 49-60 Months | 12.45% to 17.99% |
| 61-72 Months | 14.45% to 17.99% |
| 73-84 Months | 16.44% to 17.99% |
| Last Updated: 01/01/2026 | |
1 Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 6.75% APR as of 01/01/2026.
RV & Boat Loans
| Term | As Low As APR¹ % |
|---|---|
| 1-36 Months | 6.09% |
| 37‐48 Months | 6.34% |
| 49‐60 Months | 6.59% |
| 61‐72 Months | 6.84% |
| 73‐84 Months | 7.84% |
| Last Updated: 04/01/2026 | |
| Term | As Low As APR¹ % |
|---|---|
| 1-36 Months | 6.35% |
| 37‐48 Months | 6.59% |
| 49‐60 Months | 6.84% |
| 61‐72 Months | 7.09% |
| 73‐84 Months | 8.09% |
| Last Updated: 04/01/2026 | |
1 Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, mileage, age of collateral, and amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. Financing is available only on vehicles with 100,000 miles or less. As of the date of this disclosure, the Prime Rate is 6.75% APR as of 01/01/2026.
Savings & CDs Products
Regular Savings & Money Market Yield
| Amount | APY* |
|---|---|
| $100 (min) | 0.015% |
| $2,500 (min) | 0.015% |
| $20,000 (min) | 0.015% |
| $50,000 (min) | 0.025% |
| $80,000 (min) | 0.025% |
| Last Updated: 02/01/2024 | |
| Amount | APY* |
|---|---|
| $2,500 (min) | 0.100% |
| $20,000 (min) | 0.150% |
| $50,000 (min) | 0.351% |
| $100,000 (min) | 0.753% |
| $250,000 (min) | 0.753% |
| $500,000 (min) | 1.005% |
| $1,000,000 (min) | 1.005% |
| Last Updated: 11/01/2025 | |
| Amount | APY* |
|---|---|
| IRA Savings | 0.150% |
| Last Updated: 02/01/2024 | |
Certificates & IRA Certificates
| Term | Dividend Rate (DR) | APY* |
|---|---|---|
| 12 Months | 1.490% | 1.50% |
| 18 Months | 1.490% | 1.50% |
| 24 Months | 1.785% | 1.80% |
| 30 Months | 1.982% | 2.00% |
| 36 Months | 2.570% | 2.60% |
| 48 Months | 2.716% | 2.75% |
| 60 Months | 2.960% | 3.00% |
|
Minimum balance for IRA Certificates is $1,000. Last Updated: 01/05/2026 |
||
| Term | Dividend Rate (DR) | APY* |
|---|---|---|
| 3 Months | 0.995% | 1.00% |
| 6 Months | 1.193% | 1.20% |
| 12 Months | 1.490% | 1.50% |
| 18 Months | 1.490% | 1.50% |
| 24 Months | 1.785% | 1.80% |
| 30 Months | 1.982% | 2.00% |
| 36 Months | 2.570% | 2.60% |
| 48 Months | 2.716% | 2.75% |
| 60 Months | 2.960% | 3.00% |
|
Minimum balance for Certificates is $1,000. Last Updated: 01/05/2026 |
||
Consumer Vehicle Loan Products
| Term | As Low As APR¹ % |
|---|---|
| 1-12 Months | 4.24% |
| 13-36 Months | 4.95% |
| 37-48 Months | 5.00% |
| 49-60 Months | 5.05% |
| 61-72 Months | 5.13% |
| 73-84 Months | 5.20% |
| Last Updated: 04/01/2026 | |
| Term | As Low As APR¹ % |
|---|---|
| 1-12 Months | 5.35% |
| 13-36 Months | 5.45% |
| 37-48 Months | 5.50% |
| 49-60 Months | 5.55% |
| 61-72 Months | 5.62% |
| 73-84 Months | 5.70% |
| Last Updated: 04/01/2026 | |
| Term | As Low As APR¹ % |
|---|---|
| 1-12 Months | 7.35% |
| 13-36 Months | 8.45% |
| 37-48 Months | 8.50% |
| 49-60 Months | 8.55% |
| 61-72 Months | 8.65% |
| 73-84 Months | 8.75% |
| Last Updated: 04/01/2026 | |
1 Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, mileage, age of collateral, and amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. Financing is available only on vehicles with 100,000 miles or less. As of the date of this disclosure, the Prime Rate is 6.75% APR as of 01/01/2026.