Motorcycle Loans
Experience the freedom of the open road that only a motorcycle can deliver! Finance a new or used bike with our flexible and affordable motorcycle loans and see where the road will take you.
Hassle-Free Motorcycle Financing So You Can Ride with Confidence
Make your dream of adventure on the open road come true with a motorcycle loan from San Francisco FCU. Explore destinations in and around Northern California, or go for an epic cross-country road trip — the choice is yours. Apply for our flexible and affordable motorcycle financing today to experience the freedom of cruising on your own bike.
Motorcycle Loan Benefits You’ll Love!
No Payments for 90 Days
Take a little time to enjoy your new ride before making your first payment.
Up to 100% Financing
You may qualify to finance the full amount of your bike without a down payment.
Flexible Terms
Terms of up to 72 months are available to give you flexible repayment options.
Loan Pre-Approval
Find out how much you qualify to borrow before you start shopping to save time.
Cruise Into Your Next Adventure
Motorcycle financing has never been easier! Our motorcycle loan process is simple and fast so you can spend less time filling out paperwork and waiting for a loan decision and more time enjoying the thrill of the ride.
Ready to kick start new adventures? Apply today to lock in a competitive interest rate and a flexible loan term to get payments that fit your budget.
Additional Features of Our Credit Union Motorcycle Loans
Skip-a-Payment Option
Is money tight? Take a month off from your payments with our Skip-a-Payment Program (certain conditions apply).
Competitive Rates
Take advantage of our competitive motorcycle financing rates to save on the total cost of your loan.
Affordable Payments
We’ll work with you to help you get a monthly loan payment that fits your budget.
Fast Approvals
We won’t leave you hanging! We’ll give you a quick loan decision so you can enjoy your new motorcycle faster.
Easy Loan Application
Our loan application process is short and simple so you can spend less time on paperwork and more time on the road.
Personalized Service
Our members are our top priority, and we’ll support you throughout the loan process and beyond.
Applying Is as Easy as 1-2-3!
Apply Online
Already a member? Fill out our short online application or drop by a local branch.
01
Application Review
We’ll review your application, crunch the numbers, and reach out to you with a loan decision.
02
Get your funds
Review the terms and finalize your loan to get the funds to purchase your new or used motorcycle.
03
Member Reviews
Why Choose San Francisco FCU?
Experience the credit union difference! At San Francisco FCU, serving our members is our top priority. As a nonprofit organization, we offer superior customer service and the lowest rates and fees possible.
In addition to our motorcycle loans, we can serve all your banking needs. Become a member today to experience banking that is personalized, affordable, and committed to helping you achieve your goals.
San Francisco Federal Credit Union Motorcycle Loan FAQ
San Francisco Federal Credit Union is a nonprofit organization. Because we focus on serving our members instead of earning a profit for shareholders, we pass the savings on to you. Credit unions often have the best rates and terms, there is no loan application fee, and our customer service is second to none!
Many different types of motorcycles can be financed including cruisers, sport bikes, touring bikes, dual-sport bikes, trikes, and more.
A credit score of at least 650 is preferred for a motorcycle loan, but other scores will be considered. We look at the big picture when evaluating your loan application, and your credit score is one of several factors that we review. We will also look at your current debts, employment history, income, and others.
The motorcycle you are buying serves as the collateral for the loan. No additional collateral is required.
Many used motorcycles can be financed. We will assess the age, condition, mileage, and other factors when making a loan decision. Newer motorcycles typically have lower loan rates than older motorcycles.
Yes, we’ll do a preliminary review of your financial information and give you an estimate of how much you can borrow. Motorcycle loan pre-approval may give you an edge when negotiating with sellers. It can also be helpful when shopping so you can focus on the motorcycles you know you can afford.