People

Theresa Rutherford, a seasoned leader on the Supervisory Committee at San Francisco Federal Credit Union, epitomizes dedication and innovation in public service. Her extensive career in the labor movement has been marked by transformative leadership and strategic foresight in union governance, workforce development, and budget management. Theresa has spearheaded significant initiatives, including campaigns for better staffing in healthcare, stronger worker protections, and successful bargaining for improved union wages. Her commitment extends into community involvement, reflecting her dedication to societal progress and equality.

Tim Ma is an experienced mortgage professional with a strong background in residential lending, credit analysis, and relationship management. He holds a degree in finance and has over a decade in financial services, successfully guiding clients through home financing with expertise in mortgage origination and loan structuring. Recognized for his professional excellence, he brings deep industry knowledge to credit union and banking environments, ensuring tailored financial solutions that support homeownership and financial well-being.

Valerie Salamon joined the Credit Union in 2024, bringing over 30 years of experience in government affairs, public relations, and community engagement. She has led policy advocacy, philanthropy, and crisis communications initiatives. Her leadership strengthens relationships with policymakers and organizations, driving outreach and advocacy efforts that benefit members and the community.

William Lee joined the Credit Union as a member of the Supervisory Committee in June 2018. His career with the City and County of San Francisco spans 20 years of fiscal budgeting, human resources, and administrative experience. He is currently the Deputy Director of Administration and Support for the Department of Emergency Management, where he is responsible for overseeing finance, procurement, human resources, information technology, and facility management. In addition, since 2015, Will has served as a Board Member for the San Francisco Municipal Executives Association’s Board of Directors.

Bill Smith has been a member of the Credit Union since 1980. He began serving as a volunteer with the Credit Union in 2003 as a member of the Supervisory Committee. On the Board of Directors, he is currently serving on the Human Relations and Volunteer Development committees. Bill is an attorney. He was an Assistant District Attorney with the City and County of San Francisco for 20 years, and a Deputy County Counsel for San Mateo County for 13 years.