Loan Rates that Bank Customers Dream About.

Membership does have its benefits!

APR = Annual Percentage Rate

Are you using the right card? We have the lowest rate in the nation!

We offer an array of credit card options, each with a unique set of benefits to best meet your personal needs. The thing they all have in common? Unbeatable rates - as low as 3.20 % APR.

Snap. Send. Deposit. Done.

Deposit your checks from home, work or anywhere, directly into your eligible account(s) with your Android or Apple smart phone.

Try Mobile Deposit Today!

Borrow 70% of your home's equity with the touch of a button.

Leveraging the value of your home enables you to set your sights on financial opportunities you once never thought possible. Whether you have immediate cash flow needs or your goals are longer-term, we can help with a home equity line of credit.

What's Happening?

Events Calendar

Check out all of our upcoming events, workshops and branch closures.

Branch Closure

Our Financial District Branch is temporarily closed until further notice.

Holiday Closure

In observance of Presidents Day, all branches will be closed on Monday, February 15, 2021.

MassMutual Complimentary Webinar: 'The Value of Life Insurance During the COVID Pandemic'

Date: Thursday, February 18, 2021
Time: 12:00PM to 1:00PM
Location: FREE Online Webinar


  • How to increase retirement income by 10-20% 
  • How to make life insurance an additional asset to your overall financial plan
  • How to calculate how much insurance coverage you really need


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Chinese New Year Red Envelopes Now Available!

Stop by your nearest branch and come pick up some San Francisco Federal Credit Union Red Envelopes for Chinese New Year, February 12, 2021.

BALANCE Recorded Webinar: "Psychology of Spending"

Worried about your spending habits? Concerned about spending too much during the upcoming holidays? Check out our FREE helpful webinar.

"The Credit Union Difference"

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