Consumer Vehicle Loan Products

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New Auto 2020 and Newer and Less than 5k Miles
TermAs Low As APR¹ %
1-12 Months0.99%
13-36 Months2.24%
37-48 Months2.49%
49-60 Months2.49%
61-72 Months2.99%
73-84 Months3.49%
85-96 Months5.99%
Last Updated: 09/01/2021
Used Auto 2008 or Newer
TermAs Low As APR¹ %
1-12 Months1.99%
13-36 Months2.74%
37-48 Months2.99%
49-60 Months3.24%
61-72 Months3.74%
73-84 Months3.99%
85-96 Months6.49%
Last Updated: 09/01/2021
Classic Cars 2007 and Older
TermAs Low As APR¹ %
1-12 Months4.99%
13-36 Months5.99%
37-48 Months6.24%
49-60 Months6.49%
61-72 Months6.74%
73-84 Months7.49%
85-96 Months9.49%
Last Updated: 04/28/2021

1APR=Annual Percentage Rates. Rates accurate as of September 1, 2021, subject to change after account opening.

View Consumer Lending Rates PDF

1Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, mileage, age of collateral, and amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. Financing is available only on vehicles with 100,000 miles or less. As of the date of this disclosure, the Prime Rate is 3.25%.

Credit Card Rates

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Visa Products
ProductAs Low As APR¹ %
VISA® Platinum3.20%
Signature Line of Credit7.00%
Student Visa7.74%
Last Updated: 09/01/2021
Shared Secured Products
ProductAs Low As APR¹ %
Visa Secured9.99%
Shared Secured4.00%
Last Updated: 09/01/2021

View Consumer Lending Rates PDF

1Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 3.25%.

Personal Loan Products

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Personal Loans
TermAs Low As APR¹ %
1-12 Months2.99%
13-24 Months6.49%
25-36 Months6.99%
37-48 Months7.24%
49-60 Months7.74%
61-72 Months7.74%
73-84 Months8.49%
Last Updated: 09/01/2021
Debt Consolidation Loans
TermAs Low As APR¹ %
1-12 Months3.49%
13-24 Months9.74%
25-36 Months9.99%
37-48 Months10.24%
49-60 Months10.74%
61-72 Months13.24%
73-84 Months14.49%
Last Updated: 09/01/2021

View Consumer Lending Rates PDF

1Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 3.25%.

Savings & CDs Products

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Regular Savings & Money Market Yield

Regular Savings
AmountAPY*
$100 (min)0.015%
$2,500 (min)0.015%
$20,000 (min)0.015%
$50,000 (min)0.025%
$80,000 (min)0.025%
Last Updated: 01/01/2022
Money Market Yield Account
AmountAPY*
$2,500 (min)0.015%
$20,000 (min)0.025%
$50,000 (min)0.050%
$80,000 (min)0.050%
Last Updated: 01/01/2022
IRA Savings
AmountAPY*
IRA Savings0.15%
Last Updated: 01/01/2022

Certificates & IRA Certificates

IRA Certificates
TermDividend Rate (DR)APY*
12 Months0.200%0.20%
18 Months0.200%0.20%
24 Months0.250%0.25%
30 Months0.250%0.25%
36 Months0.349%0.35%
48 Months0.449%0.45%
60 Months0.549%0.55%

Minimum balance for IRA Certificates is $1,000.

Last Updated: 01/19/2022

Certificates
TermDividend Rate (DR)APY*
3 Months0.050%0.05%
6 Months0.100%0.10%
12 Months0.200%0.20%
18 Months0.200%0.20%
24 Months0.250%0.25%
30 Months0.250%0.25%
36 Months0.349%0.35%
48 Months0.449%0.45%
60 Months0.549%0.55%

Minimum balance for Certificates is $1,000.

Last Updated: 01/19/2022

Downloadable CD and Saving Rates

Home Loan Products

Learn more about Home Loans >

First Mortgages
TypeRateAPRPoints
Conforming ARM 5/12.750%3.061%0.000%
Conforming ARM 10/12.875%3.179%0.000%
Conforming 30 Year Fixed3.375%3.443%0.000%
Conforming 15 Year Fixed2.750%2.867%0.000%
10-Year Interest-Only 10/1 ARM3.125%3.165%0.000%

Last Updated: 01/18/2022

Home Equity
TypeRateAPRPoints
HELOC 10/204.000%4.000%0.000%
10 Year Home Equity Loan4.500%4.500%0.000%

Last Updated: 08/27/2021

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