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Your Success is Our Business

Grow your business with a savings account that works for you.

Business Savings

You Can Look Forward to

  • Simple, straightforward account terms
  • Convenient access to your money anytime, anywhere
  • Earn dividends that will help your business grow

Business Savings

Establishing a business savings account with a minimum required deposit of $100.00** makes you a member and part-owner of San Francisco Federal Credit Union. The account provides you an opportunity to save and grow financially with the Credit Union. This is a tiered savings account that pays you dividends based on the balance you have in the account.

**The $100.00 is deposited into your business savings account to establish your membership.

Business Money Market

A Business Money Market Account is a great option if you would like to maximize your earnings while having access to the funds when you need them. This is a tiered account that pays you dividends based on the balance you have. There are no penalties for withdrawal.

Contact us at 1-800-852-7598 ext. 2966

Business Savings FAQs

How many withdrawals can I make from my savings account?

Savings accounts are designed to help consumers save. Per federal law, you can make six (6) withdrawals or transfers from savings products each month. If you exceed the number of allowed withdrawals and transfers, the credit union will charge an Excess Activity Fee.

Does a savings account have a routing number, and can I have a direct deposit set up?

Yes, your savings routing number is the same as for your checking. San Francisco Federal Credit Union’s routing number is 321076441. Direct deposits can be set up to go into your savings account and is a great way to build your savings.

How is savings interest calculated?

The regular savings use the formula: Daily Balance method. Each day you earn interest on the ending balance that interest earned is added up, not compounded paid out at the end of the month.

Can I write checks from my savings or money market account?

Our savings products do not allow for check writing. For unlimited check writing capabilities, you can open a checking account.

Member Reviews

5 stars
"Requested an auto loan thru SFFCU. Worked with a loan specialist, he contacted me quickly after a request thru my app. The whole process was quick, easy and simple. We were in a time crunch due to my vehicle delivery schedule, and he made it work and had a check ready for me the next day to pick up!!! The whole experience was seamless. I would definitely recommend the credit union for your banking or loan needs. Great customer service!!!"
Vyomesh P.
5 stars
"I just want to say how helpful the service center was. Whenever I need assistance, they do an amazing job responding in a timely manner. I wanted information on savings plans that would enhance my banking balances. He made sure that I got the things that needed to finish, be executed in a professional and prompt manner. I opened my account at the Golden Gate Branch but I feel like I get more businesses done in this Lakeside branch. Customer loyalty at its finest! Thank you."
Linda K.
5 stars
"I am so glad I opened an account with SF Federal Credit Union. The branch manager at Golden Gate was super friendly and helpful, quick to respond, and overall awesome."
Toni L.
"The Branch Manager was an angel to help my transactions and it went so smoothly. SFFCU is blessed to have her as a Manager. She is so helpful and experienced in helping clients like me. Thank you so much to help me with such a tight schedule. Blessing to you."
Paul S.
5 stars
"The branch manager at Lakeside provided superb customer service via phone, he took the time to return my call and even followed up with me to ensure I had everything I needed. He displayed a very kind and understanding demeanor. I would recommend the San Francisco Federal Credit Union."
Cindy W.
5 stars
"I absolutely love the Credit Union service, the service representative is extremely nice and funny he answers any questions you may have and I totally recommend this place."
Javier G.