Who Can Join?
You are eligible to join San Francisco Federal Credit Union if you meet ANY of the following criteria:
- You live, work, worship or attend school in San Francisco or San Mateo counties.**
- You are a relative of a current member, defined as spouses, children, sisters, brothers, grandparents, grandchildren, step-relatives and adoptive children.
If you are not eligible through the above requirements, you can establish your membership through a qualifying organization:
- MyPath*, a national nonprofit focused on paving economic pathways for low-income youth.
You may remain a member for life, even if you change jobs, relocate, or retire.
*Please note: There will be no ongoing commitment or charge to you solely as a result of the Credit Union opening your account through MyPath. Once you have completed our membership application, we will qualify you for membership in the Credit Union through MyPath. San Francisco Federal Credit Union does not warrant, endorse or guarantee any of the products or services offered by the MyPath organization. Additionally, we appreciate the trust that you place in us and recognize the importance of protecting the confidentiality of your personal information. Keeping this information secure is a top priority for us. Therefore, we will not sell, rent, or share your personally identifiable information with unaffiliated third parties. However, if you become eligible as a member in the Credit Union as a result of your participation with MyPath your contact information will be shared with MyPath.
** Currently, non-permanent U.S. residents are not-eligible for membership unless a loan is submitted/approved concurrently. We are working on expanding our membership eligibility to non-permanent U.S. residents. Please visit this site for future updates.
What You’ll Need to Join
- Copy of your valid California Drive License or ID or Passport
- One of these items below for address verification:
- Valid & Current Lease
- PG&E Bill
- Water Bill
- Garbage Bill
- Internet/Cable Bill
- Cell Phone Bill
- Bank Statement
- Medical Bill
- Insurance Card
Buying a Car
Find the perfect auto loan to fit your needs, with rates as low as 0.99% and flexible terms. We are here to make sure you are getting the best rate and unparalleled service.
Learn More About Vehicle Loans
Open a Checking Account
Free checking accounts with no monthly service charge, no monthly minimum balance, and a lot of other benefits that support your lifestyle.
Open a Checking Account
Buying a Home
Enjoy personal service, fast approvals and close in as little as 30 days! We’ll provide you with superior quality home financing services.
Learn More About Home Loans
Receive short term financial assistance when you need it with rates you can afford, starting at 1.99% APR!
Learn More About Personal Loans
Planning for Retirement
Even if you’re in your prime it’s never too early to plan for long run. We can help you build your nest egg so you will be on the path toward living the good life.
Learn More About Retirement Accounts
Getting a Credit Card
Explore an array of credit card options – all with rates that are among the lowest in the nation! Find the one that has the unique set of benefits that the best meets your personal needs.
Lear More About Credit Cards
“I have been a member of the SF Federal Credit Union since 2006, and I have always had a great experience with this institution! Great customer service, low interest rates on loans and credit cards, easy banking online in person.
Nothing but positive thing to say — I love it.”Holly Pearson
“A short time ago I decided to look for a new banking institution as the one I used closed all local branches and reduced staff. After doing a research of products offer by other banks and credit unions in the area, I selected San Francisco Credit Union for my future banking needs. The selection could have not been better. From the moment I opened the membership to now every staff member I have talked to either in person or by phone has been helpful, resourceful and accommodating to my banking needs. “Dario C.