Checking and Savings
Make your financial life easy. We have one account that will change with your life, and we take care of everything. It's time to simplify.
Membership Rewards: Click here to review our Relationship Rewards.
Current Rates: Click here for current rates.
Online / Mobile Banking: Click here to learn about our Online & Mobile Banking features.
*San Francisco FCU will reverse up to five foreign ATM fees per month depending on your account and loan balances on checking accounts opened on or after November 1, 2014. A foreign ATM is a U.S.-located ATM that is neither on the CO-OP network nor operated by San Francisco FCU.
**Requires member to link a deposit and/or open end line of credit or VISA account to cover an overdraft. Transfers from deposit accounts occur in multiples of $50, transfers from line of credit or VISA occur in multiples of $100. Advances are governed by the terms of the applicable deposit account agreement or loan agreement.
As a member, your minimum membership requirement of $5.00** provides you an opportunity to continue to save as you continue to grow with the credit union. This tiered savings account pays your higher dividends based on the level of deposits you have in the account. Plus your deposit balances are included as part of our Relationship Rewards. Click here for current rate.
**$5.00 into savings account establishes membership
Our Money Market Yield account is a designed for those individuals who what to earn money market dividend rates on their deposits. This is a liquid, money market account that is fully insured by the NCUA. Some of the key features of this account are:
- Open with a minimum $2,500 deposit
- Earn higher dividend rates based on balances
- Withdraw funds at anytime
- 24/7 online banking access
- All funds are federally insured by the NCUA
- If you belong to a high-deductible health plan, our tax-deductible Health Savings Account can help you save for medical expenses.
- Competitive rates on our IRAs (Individual Retirement Accounts) will put you on the path toward living the good life.
San Francisco Federal Credit UnionRating: ★★★★★ 5 / 5 starsRated By Katherine P.
“Moved my accounts from a big bank and I could not be happier with the personal service and attention.”
San Francisco Federal Credit UnionRating: ★★★★★ 5 / 5 starsRated By Tim H.
“This is the nicest and most efficient group of banking professionals I have ever dealt with. I was there to open a new account and they handled me with some true TLC. My rep even went the extra mile to help me get the best rates possible. I hope to be banking with them for a long time.”