Get the card that gives you more with San Francisco Credit Union’s Visa Platinum Rewards Card. You get a great rate and rewards on whatever you buy. Plus, you’ll never pay fees for using your card.

Visa Platinum Rewards Card Rates

CARD TYPERATES AS LOW ASANNUAL FEEBEST FOR
VisaⓇ Platinum Rewards Card3.20% APR*NoneSomeone who wants more from their card- like cash back on everyday purchases.
View Consumer Lending Rates PDF

Visa Platinum Rewards Card FAQs

How and when do you collect the rewards with this card?

You will get a deposit into your savings account each May for the previous 12-months of rewards. It’s that easy!

Can I transfer high interest credit card balances to this card?

Yes. We want you to save money, so you’re welcome to transfer your high-interest credit card balances to your  Visa Platinum Rewards Card. We don’t even charge a balance transfer fee*.

Is this card compatible with digital or mobile wallets?

Yes! Using your card should be convenient, and it is with our Visa® cards. They are all ApplePay, Android Pay, and Samsung Pay compatible.

Is there an annual fee with this card?

No. We never charge annual fees with our credit cards.

Does this card come with any sort of fraud protection?

Yes. We take security seriously. Your card is equipped with protective features to keep your financial life running smoothly. Additionally, we offer loan protection and Financial Hardship Assistance for unexpected life events or expenses. We also have our own additional security policies in place, and you can read about them here.

Does this card come with any travel protections?

Yes. Visa® offers its cardholders travel protection and emergency assistance, and you can learn more about these helpful benefits here.

Other San Francisco Credit Union  Visa Credit Cards

Visa Classic Secured credit card

Visa Classic Secured Card

The perfect card to help you establish or re-establish credit. No annual fee and a competitive rate make this card a smart choice.

Visa Student Platinum credit card

Visa Student Platinum Rewards Card                                    

Being a student has its benefits. With no annual fee and cash back for every dollar you spend, this is the only card you’ll need through high school and college.

Member Reviews

*APR=1Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 3.25%.

** San Francisco Federal Credit Union VISA® Platinum Rewards Terms and Conditions: Rewards (also known as “rebates”) are earned by making purchases with your San Francisco Federal Credit Union Visa® Platinum Rewards Credit Card. You can earn a reward of one percent (1%) on purchases at locations throughout the world that accept Visa®, up to $500 per year. All rewards earned will be reflected in your quarterly billing statement and will be automatically and annually redeemed every May 31st by applying the rewards as a deposit to your Regular Share Account. Your rewards will not expire. Purchases returned for credit do not earn a reward, and your balance will be adjusted in the event that the purchase is returned or a credit adjustment is otherwise issued. Your account must remain open and not be in default under any card agreement in order to earn and redeem rewards. Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance charges. All rewards that have been accumulated, but have not yet been paid, will expire upon termination of your San Francisco Federal Credit Union Visa® Platinum account, whether terminated by you or us. We are not responsible for reward-related disputes between joint account holders and/or between account holders and authorized users. Excludes Visa® Classic card. Must be at least 18 years old to apply.

No interest charge for 25 days on purchases only. Interest on cash advances and balance transfers begin on transaction date.

There is no fee for any balance transfer that posts to your account during the first 60 days from the date opened. Any balance transfers posted to your account after the first 60 days will be charged 1% of the amount transferred. Excludes Visa® Secured.

Foreign Transaction fee up to 1% (per transaction in US Dollars) waived for Visa® Platinum Rewards cards only.

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