Your future is bright, and it’s about to get even brighter with the VisaⓇ Student Platinum Rewards Card from San Francisco Federal Credit Union. You’ll enjoy a great rate and cash back rewards on whatever you buy. Plus, you’ll never pay an annual fee or fees for using your card.

Visa Student Platinum Rewards Card Rates

VisaⓇ Student Platinum Rewards Card9.24% APR*
(based on Prime)
NoneA student who wants a competitive interest rate and cash back on purchases.
 View Consumer Lending Rates PDF

Visa Student Platinum Rewards Card FAQs

How and when do you collect the rewards with this card?

You will get a deposit into your savings account each May for the previous 12-months of rewards. It’s that easy!

Is this card compatible with digital or mobile wallets?

Yes! Using your card should be convenient, and it is with our Visa® cards. They are all ApplePay, Android Pay, and Samsung Pay compatible.

Does this card come with any travel protections?

Yes. Visa® offers its cardholders travel protection and emergency assistance, and you can learn more about these helpful benefits here.

Are there any fees associated with this card?

No. We never charge annual fees with our credit cards.No. We don’t think you should have to pay to use our VisaⓇ Student Platinum Rewards Card. So we never charge the kind of fees that the big banks often charge.

Does this card come with any sort of fraud protection?

Yes. We take security seriously. Your card is equipped with protective features to keep your financial life running smoothly. Additionally, we offer loan protection and Financial Hardship Assistance for unexpected life events or expenses. We also have our own additional security policies in place, and you can read about them here.

How do I qualify for a Student Visa?

You must be at least 18-years old and be a full or part-time college student (proof of enrollment or acceptance letter required). Employment is required but if you have a limited credit history, this card is for you: No minimum FICO score required.

Other San Francisco Credit Union  Visa Credit Cards

Visa Classic Secured credit card

Visa Classic Secured Card

The perfect card to help you establish or re-establish credit. No annual fee and a competitive rate make this card a smart choice.

Visa Student Platinum credit card

VisaⓇ Platinum Rewards Card                                   

The perfect card to help you establish or re-establish credit. No annual fee and a competitive rate make this cGet our best rate and earn 1% cash back for everyday purchases with our VisaⓇ Platinum Rewards Card. You’ll also never pay annual fees to use the card.

Member Reviews

*APR=1Annual Percentage Rates. For all loans, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 3.25%.

** San Francisco Federal Credit Union VISA® Platinum Rewards Terms and Conditions: Rewards (also known as “rebates”) are earned by making purchases with your San Francisco Federal Credit Union Visa® Platinum Rewards Credit Card. You can earn a reward of one percent (1%) on purchases at locations throughout the world that accept Visa®, up to $500 per year. All rewards earned will be reflected in your quarterly billing statement and will be automatically and annually redeemed every May 31st by applying the rewards as a deposit to your Regular Share Account. Your rewards will not expire. Purchases returned for credit do not earn a reward, and your balance will be adjusted in the event that the purchase is returned or a credit adjustment is otherwise issued. Your account must remain open and not be in default under any card agreement in order to earn and redeem rewards. Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance charges. All rewards that have been accumulated, but have not yet been paid, will expire upon termination of your San Francisco Federal Credit Union Visa® Platinum account, whether terminated by you or us. We are not responsible for reward-related disputes between joint account holders and/or between account holders and authorized users. Excludes Visa® Classic card. Must be at least 18 years old to apply.

No interest charge for 25 days on purchases only. Interest on cash advances and balance transfers begin on transaction date.

There is no fee for any balance transfer that posts to your account during the first 60 days from the date opened. Any balance transfers posted to your account after the first 60 days will be charged 1% of the amount transferred. Excludes Visa® Secured.

Foreign Transaction fee up to 1% (per transaction in US Dollars) waived for Visa® Platinum Rewards cards only.

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