How does POPPYLOAN™ work?
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Find Your Dream Home


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  • Available to anyone who works in San Francisco or San Mateo County and wants to buy a home in any of the 9 Bay Area Counties
  • Financing available up to 100% of purchase price or appraised value, whichever is less
  • Loan amounts up to $2,000,000 to purchase your primary residence
  • NO Private Mortgage Insurance (PMI) is required

Subject to credit approval. Annual Percentage Rate (APR), program, rates, fees, closing costs, terms and conditions are subject to change without notice and vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. Taxes and insurance must be paid each month with mortgage payment. To be eligible, borrower must work in San Francisco or San Mateo County and must meet all underwriting and program requirements. Purchase money loan for owner occupied primary residence only. Property must be located in the San Francisco Bay Area defined as the following counties: Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, and Sonoma. Not available for refinancing of an existing mortgage loan. Membership required. NMLS # 416906