Auto Loan Refinance
Save big and get to your destination faster by refinancing your auto loan.
Refinancing your auto loan with San Francisco Federal Credit Union provides an impressive host of benefits if you’re looking to regain control of your monthly car payments.
Refinancing is an excellent option when…
Your monthly auto
payments are too high
Your credit scores increase
Your term lengths no
longer fit your lifestyle
Car Refinance Features From San Francisco Federal Credit Union
Check out some of the benefits and features of auto refinancing with us:
- Hybrid Car Discounts: Be rewarded for owning a hybrid/electric vehicle!*
- Competitive Rates: Find your payment sweet spot
- Flexible Terms: From 12 to 96 months
- Up to 100% Financing: Reduce overhead debt
- No Payments For 90 Days: Save, save, and save some more!
*Not available for internal refinanced loan applications
Auto Refinance Rates
Car loan refinancing rates offer members the greatest flexibility in their monthly payment plans.
|Refinance Type||Term Lengths||APR* Range|
|New Car Loan Refinancing|
(2019+ ; < 5,000 Miles)
|1 – 96 Months||0.99% to%|
|Used Car Loan Refinancing|
|1 – 96 Months||1.99% to %|
|Classic Car Loan Refinancing|
(2006 And Older)
|1 – 96 Months||4.99% to %|
*ANNUAL PERCENTAGE RATES. For all loans, actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rate available. Credit history, loan terms, mileage, age of collateral and amount borrowed are all factors that determine rate. Not all borrowers will qualify for the lowest rate. There are NEVER any prepayment penalties for repaying your loan early. All loans are subject to credit approval. Financing available only on vehicles with 100,000 miles or less. As of the date of this disclosure, the Prime Rate is 3.25%.
“I have been a member for over 30 years. The San Francisco Federal Credit Union offers great rates, friendly staff, and now have state of the art online and mobile banking options.”Pat C.
Car Refinance FAQs
Any of our local branches are happy to assist you in-person or over the phone at 415-775-5377. Our online loan application portal is open 24/7 to users on any electronic device
Try using our car loan refinancing calculator to get the best idea of projected monthly savings..
Vehicles can be refinanced immediately after their purchase date. However, it is important to research and evaluate your options before making a refinance decision.
Refinancing is an excellent option for people looking to regain control of their finances. You should consider refinancing when your monthly auto payments are too high, your credit scores increase, or your term lengths no longer fit your lifestyle.
Car Loan Refinancing Resources
At San Francisco Federal Credit Union, we believe in guiding you towards success in all of your financial decisions, including auto loan refinancing.
Make the most of your money with these resources.
Get On The Road Faster With An Auto Refinance Through San Francisco Federal Credit Union
Score a lower interest rate and save money for whatever your future may hold with a little help from the experts at San Francisco Federal Credit Union